An attentive senior couple sitting at a wooden dining table warmly reviewing health insurance materials together in bright natural daylight
An attentive senior couple sitting at a wooden dining table warmly reviewing health insurance materials together in bright natural daylight
Medicare Basics

Understanding Your Medicare Coverage

Medicare is health insurance for people 65 or older, people under 65 with certain disabilities, and people of any age with End-Stage Renal Disease requiring dialysis or a kidney transplant.

Coverage Breakdown

The Four Parts of Medicare

Each part of Medicare helps cover specific healthcare services. Here is how benefits are structured across parts.

Part A
Part B
Part C
Part D

Hospital Care

Medical Coverage

Medicare Advantage

Prescription Drugs

Part A helps cover inpatient hospital care, skilled nursing facility care, hospice care, and home health care.

Part B helps cover doctors and other health care providers, hospital outpatient care, durable medical equipment, home health care, and preventive services.

Part C includes Part A and Part B benefits. It is run by Medicare-approved private insurance companies, usually includes Part D, and may include extra benefits and services for an extra cost.

Part D helps cover outpatient prescription drugs and is run by Medicare-approved private insurance companies.

Official Guides

Official Medicare Handbooks

Access official government documentation directly to learn more about benefits, rights, and program specifics.

Medicare & You Handbook

Multilingual Search

Download the official publication detailing Medicare coverage options, health plans, rights, and protections.

Search official Medicare publications translated into Chinese, Spanish, Vietnamese, and other languages.

Free Multilingual Consultations

We offer free consultations in English, Chinese, Mandarin, and Taiwanese. Email info@seniorbenefitspecialistsinc.com or get in touch today.